Many options are available when planning for retirement. Two popular options are life insurance retirement plans (LIRPs) and indexed universal life (IUL) insurance. Both offer a blend of life ...

If you're looking to combine life insurance protection with the potential for growth, an indexed universal life (IUL) insurance account could be an option. IUL insurance has several benefits, ...

Indexed universal life insurance offers flexibility in premium payments and the ability to adjust the death benefit. IUL policies include a minimum guaranteed crediting rate, or interest rate, which ...

Life insurance provides financial protection by offering a payout to loved ones after your death, helping cover expenses, replace income, and secure their future.

When it comes to building a financial strategy that offers security, growth and flexibility, few tools rival the versatility of an indexed universal life insurance policy. Whether you are an ...

These policies offer flexible premiums and death benefits and several investing options, but understand what you’re buying to avoid surprises Written By Written by Insurance Staff Writer, WSJ | Buy ...

This document shows how a policy can perform in certain scenarios, but the actual outcome might be very different ...

A recent routine service call led to a discussion on indexed universal life insurance between noted industry analyst Sheryl Moore and the visiting technician. The man asked Moore – who founded Moore ...

・Indexed Universal Life (IUL) combines permanent life insurance with a cash-value account tied to a stock market index. ・Growth is limited by caps and participation rates but protected from losses by ...

The financial world is a vast landscape teeming with a multitude of investment options. Each one comes with unique advantages and disadvantages, making navigating challenging. Two such options often ...

Universal life insurance offers flexibility in premium payments and death benefit adjustments, allowing policyholders to adapt coverage to life’s changing needs. The policy builds cash value, which ...